What our home loans facility offers you

Owning a home is a big achievement. A place where you can call home is a place to be proud of. If you would like to build or buy, now is the right time. Allow Barclays to help you realise your dreams. We will provide you with a Home Loan facility to build a house from scratch, buy an existing house of your choice or to renovate/extend your home.

How you can use a Home Loan facility

• Construction of the house
• Purchase of existing house
• Extension/renovation of existing house
• Transferring existing Home Loan from other institutions to Barclays Bank
• Bridging loan – temporary loan to buy new home while present home is being sold.

Features

• Available to customers and non-customers
• Repayment period is 240 months or up to 60 years of age
• Minimum loan – P100000.00 No maximum
• Approval within 2 working days
• Letter of intent within 2 working days

Required Documents

1. Copy of Omang
2. Copy of spouse Omang
3. Letter of consent from spouse
4. Latest salary payslip
5. Copy of Title Deed (if loan with other Financial Institutions)
6. Settlement balance when transferring loan to Barclays Bank
7. Copy of Valuation report from the panel of Bank Valuers namely Roscoe Bonna, Willy Kathurima, Pam Golding, CB Richard Ellis, Knight Frank & Rutley, Kwena Property Services. The report should be addressed to Barclays Bank.
8. Copy of marriage certificate where applicable.
9. Balances of loans to be cleared with other Financial Institutions if consolidating loans.
10. Offer letter if purchasing property.
11. Twelve (12) months Bank Statements for non customers.
12. Residence permits for non-citizens
13. Work permit for non-citizens
14. For Building loans the following will also be required:
    • Name of building contractor
    • Contractors bank, branch and account number
    • Fixed price contact detailing both the material and labour costs, it should be signed by both the contractor and the client.
    • Approved plan from the City Council.

Visit us at the Home Loan Centre 1st Floor, Barclays Industrial Branch.

Office Hours:

Monday – Friday
08.30 a.m. – 3.30 p.m.

Saturday
08.15 a.m. – 10.45 a.m.

You may call us on 3170647 and 3159230.

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