Secured loans

These are loans, which require security up to the value of the loan. Security required ranges from property to cash. These are loans which require security. Our product range includes


Personal Lending

Executive loans

This is a secured loan offered to Barclays customers. The loan requires a security up to the value of the loan.
Gives customers an opportunity to get funds regardless of their age. Flexible repayment plan to suit each individual.

Mortgage loan

This is a secured loan which gives customers an opportunity to be a home owner. The loan is available for purposes of

Building Requirements

• Approved council plans
• Valuation of plans using a panel of Barclay’s valuers.
• Title deed

Buying house Requirements

• Sale agreement from the seller
• Title deed
• Valuation of the house (use Barclay’s panel of valuers)

Re-mortgage Requirements

• Balance of mortgage from previous financer that is if the house in question still owes.
• Title deed
• Valuation of the house (Use Barclays panel of valuers)

Bridging loan facility

• This is a facility used when a customer wants to buy a house and already has a house which he/she wants to sell.
• The term of this loan is 12 months.

Features

• 100% sescurity is required in the form of property.
• Minimum loan tenure is 12 months and the maximum is 300 months.

Unsecured Loans

Barclay Loan

These are offered to middle income customers with a net income of BWP6, 500 to BWP18, 000.

Prestige Loan

These are unsecured loans, which are offered to low income customers with a net income of below P6, 500.

Premier Loan

These are offered to our top income bracket with a net income of more than BWP18, 000.

Features Customer has the liberty to do whatever he/she wants to do with the loan borrowed.
Flexible repayments over a negotiated term.
Financial freedom.
Graduate Loan

This is a loan, which is offered to graduate so that they can make a start. It is applicable to all graduates from recognised tertiary institutions.

Features

• Gives fresh graduates access to financial assistance.
• Purpose of the loan not restrictive.
• Flexible repayments over a negotiated term.