Personal Banking

We provide a wide range of personal banking services that suit your needs, including checking accounts, saving accounts, time deposits, saving certificates, personal loans, car loans as well as debit and credit cards.

Current Accounts

Current account is the key to managing your finances. It gives you easy access to a wide range of other products and services including fixed term deposit and loans. You can choose to have a Visa Electron card and an ATM card, which allows you to access your account 24 hours a day, 7 days a week through an extensive network (Wherever 123 logo & Visa is found).You can withdraw up to EGP 5,000 per day provided the money is available in your account. Also you can choose to have a cheque book depending on your needs.

With your current account, you do not need to maintain a minimum balance in your account. However, you will need to be earning a minimum net monthly income of EGP 1,500 to open an account.

Barclays Youmi Account

With the Barclays Youmi current account you combine the advantages of a transactional account and the high returns of a saving account. You will earn interest on every pound you keep. Interest rates are tiered, the higher the balance, the higher the interest rate. Youmi comes with a free Debit Card (Visa Electron), free Barclaycard (credit card) and a free cheque book for your convenience. Minimum account opening balance is EGP 1,000.

Instant Savings Account

The instant Savings Account helps you save for the future. The more you save, the more you earn as the Instant Savings Account pays tiered levels of interest. This means the more you deposit, the more interest you will earn. Interest is calculated daily and paid quarterly, which means, you do not have to worry about depositing or withdrawing on certain dates any more, as every day is a day of interest to them.

You can access and withdraw from your Instant Savings Account 24 hours a day, 7 days a week through an ATM card and Visa Electron card. The instant savings account is also available in major foreign currencies such as, US Dollars, Sterling Pounds and EURO.

To open an Instant Savings Account, a minimum balance is required to open and maintain the account, EGP 1,000 for EGP accounts, USD/GBP/EUR 500 for foreign currency accounts.

Fixed Term Deposits - Your Money is Safe with Us

One of the most popular savings option is the Fixed Term Deposit. Our Fixed Term Deposits usually offer one, three, six or twelve months investment terms in Egyptian Pounds, and major foreign currencies. In return for investing your money for a set period, we offer you a guaranteed rate of interest. Rates increase in tiers depending on the amount of your deposit, which means that higher balances will be awarded higher interest rates. You will know how much your money is earning and by how much exactly your savings will grow.

Minimum balance required of EGP 10,000 / or equivalent in major foreign currencies such as, US Dollars, Sterling Pounds and EURO.

Barclays 3 Year Golden Certificate

• Certificate duration is 3 years starting from the second business day after certificate purchase
• Competitive interest rates tied to interest payout period
• Interest rate is fixed throughout the certificate period
• Certificate purchase minimum is EGP 5,000 and its multiples
• Lending against certificate up to 90% of its value

Barclays 5 Year Platinum Certificate

• Certificate duration is 5 years starting from the second business day of certificate purchase
• Competitive interest rates tied to interest payout period
• Interest rate is fixed throughout the certificate period
• Certificate purchase minimum is EGP 10,000 and its multiples
• Lending against certificate up to 90% of its value

ATM Card

Your ATM card extends banking hours, saves you queuing time and gives you the cash you need when you need it. You can access your money from more than 600 cash machines scattered nation wide. So why carry insufficient excess cash around when you carry Barclays ATM card.

Visa Electron Card

Through VISA Electron debit card, we aim at offering an efficient and flexible way for expenditures management. VISA Electron debit card gives speedy access to funds 24 hours a day and 7 days a week; both locally and internationally. The card does not only allow you to withdraw cash from ATM machines, but is also accepted as a payment tool in over 24 million locations all around the world. Card holders will be able to enjoy the security of not having to carry cash whilst shopping. Also clients will have a clear view of expenses as a detailed statement is issued monthly. Visa Electron Card provides you with the following benefits:

- Local & international acceptance
- Account accessibility 24 hours a day, 7 days a week
- Provides total control over expenditures

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