All in One Account

What is the All in One Account?

It is a current account that offers a bundle of banking transactions and services for a flat monthly fee and also provides funeral insurance benefits.

What is unique about the All in One Account?

It attracts a flat monthly fee of GH¢10 for the following bundle of transactions and services:

• Free Salary Credit
• Free ATM Transactions
• One (1) Cheque book upon account opening
• One (1) External Standing order
• Free Internet banking
• Commission on Turnover
• Free SMS Alert
• Free eStatement
• Unlimited Free POS usage
• Unlimited (internal) domestic money transfer

All other cheque book requests will attract a charge.

What Insurance Package does the All in One Account Offer?

The insurance package is an embedded funeral Insurance cover aimed at providing prompt cash pay-out to the account holder or his/her trustee to cover funeral expenses in the event of the death of the account holder, their spouse, parents or parents-in-law. This means an account holder receives an automatic insurance cover if they are within the age limits

Product	Life insurance embedded	Beneficiaries	Individual benefit	Capital sum assured
All in One	Funeral Finance	Account Holder, spouse, parents and parents in law (all together 6 people)	GH¢300	GH¢1800

Where can customers get the All in One Account?

The All-In-One current account can be opened at all Branches

What are the benefits of All in One Account?

• The flat monthly fee is predictable and, therefore, enables customers to budget better.
• It is cost effective, in that, customers can save each month by paying a flat monthly fee of GH¢10 to cover the bundled transactions
• The account offers a discount on fees, a free ATM card and a free cheque book
• The account offers GH¢300 cash payout as funeral insurance cover for each of the following:
• The account holder,
• His/her spouse,
• His/her parents,
• His/her parents-in-law.
• The account assures prompt claims payment on the funeral insurance cover.

How does one become an All in One Account holder?

• Existing customers may simply request that their accounts should be migrated to the All-in-One current account.
• New customers will simply be assisted to open the All-In-One account by going through the normal account opening process

Are there age limits?

• To open an All-In-One current account, the customer should be 18 years and above.
• To benefit from the embedded funeral insurance, the beneficiaries should not have exceeded the following ages at the time of the commencement of the Plan:
• Account Holder and Spouse: 59yrs
• Parents & Parents - in - law: 74yrs

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