| Feature |
Advantage |
Benefits |
| Interest-FREE purchases |
You can choose to make purchases on your Barclaycard and pay in full when you receive your statement - without being charged interest. |
Barclaycard gives you up to 50 days of interest-FREE credit if you choose to pay your account in full each month. The interest-FREE period varies depending on how you chose to spread your payments |
| Flexible payment options |
There are many ways to pay. You can pay your Barclaycard balance in full each month or any amount over the minimum payment. |
You can spread the cost of purchases over a longer time and enjoy a competitive interest rate, if you make the minimum monthly repayment. There are no fixed time periods for repayment
|
| Monthly Statements |
We will send you a statement each month detailing all transactions and the amount you have to repay. |
Helps budgeting - it's easier to keep track of your finances with Barclaycard as this is a record of where and when you make purchases |
| Convenient and easy to use |
Barclaycard saves you carrying large amounts of cash. |
You don't have to carry cash because you always have access to your credit limit, even when the banks are closed |
| One card, a million uses |
You may use your Barclaycard for almost any type of purchase, whenever you see the VISA sign |
Many petrol stations, hotels and supermarkets accept Visa, making payment simple and fast. |
| Cash advances over the ATM |
International access to cash at your convenience |
You don't have to go to your branch or spend time standing in a queue. |
| Use your card internationally |
Barclaycard is accepted throughout the world for a wide range of products and services |
You can pay for your goods and services wherever you see the Visa sign displayed, making payment simple and fast |
| You can spend any amount on your card, up to your limit |
Depending on your credit limit, you choose how much and when you want to spend on your Barclaycard |
You are in control of your spending |
| Customer Service support |
Call our customer services whenever you have a query |
You can call us for up-to-date information on your finances. Alternatively, visit any Barclays branch. We're also available to help if your card is lost or stolen on +254 (020) 2872000/222 |
| Auto credit / Direct Debit payment |
We can automatically deduct 10% of the balance each month by Auto credit or Direct Debit, if you instruct us to do so. |
No need to worry about forgetting to pay your Barclaycard bill. Simply fill in an Auto credit / Direct debit mandate at any Barclays branch ad we will arrange payment for you. |
| Over the counter payment |
You can pay any amount over the counter at a Barclays branch |
You can speak to our helpful staff about any queries you may have. |
| Variable credit limits to suit you |
Minimum limit of Kshs 15,000, with no upper limit (to reflect your salary) |
You will be allocated a credit limit that best suits your needs |
| Open to all customers |
All customers earning a net of Kshs 10,000 and aged 18-65 may apply. |
Hold all your financial products with a bank you can trust |
| Additional cardholders |
Your family can hold additional cards on your account. |
Purchases made will reflect on your monthly statement to ensure that you are still in control |
| Red Reward prizes |
You earn Red-Reward points every time you use your Manchester United card |
You stand to win fantastic prizes that money simply cannot buy Manchester United merchandise from Old Trafford |
