Investments

These pages should not be regarded as an offer or solicitation to sell investments in any jurisdiction in which such offer or solicitation is not lawful, or in which the person making such an offer or solicitation is not qualified to do so, or to anyone to whom it is unlawful to make such an offer or solicitation and the income from them can fluctuate as shares can go down as well as up.

These pages are intended for residents of the UK, Isle of Man, Jersey and Guernsey. Whilst we may be able to assist residents of other jurisdictions, there are jurisdictions where there are known restrictions on some or all of the investment products and services shown e.g. Italy, Hong Kong, South Africa and the USA. Please refer to your International Banking centre for details.

Barclays Bank PLC is registered in England and is authorised and regulated by the Financial Services Authority. Registered No: 1026167. Registered Office: 1 Churchill Place, London E14 5HP

Barclays Bank PLC is covered by the Financial Services Compensation Scheme. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and circumstances of the claim. Most types of investment business are covered for 100% of the first £30,000 and 90% of the next £20,000, so the maximum compensation is £48,000. Further information about compensation arrangements is available from the Financial Services Compensation Scheme.

Rules and regulations for the protection of investors and/or depositors under the UK Financial Services and Markets Act 2000 may not apply to business conducted from offices located outside the UK and investors and/or depositors conducting business through our non-UK offices may not be able to benefit from the provisions of the UK Financial Services Compensation Scheme.

In the Isle of Man, Jersey and Guernsey, Barclays Private Clients International Limited is part of Barclays Wealth. Barclays Private Clients International Limited is:

• Licensed by the Isle of Man Supervision Commission for banking and investment business, and with the Isle of Man Insurance and Pensions Authority for general business
• Regulated by the Jersey Financial Services Commission to carry on deposit taking business under the Banking Business (Jersey) Law 1991 and for for the conduct of investment business under the Financial Services (Jersey) Law 1998
• Licensed under the Banking Supervision (Baliwick of Guernsey) Law 1994, as amended, and the Protection of Investors (Bailiwick of Guernsey) Law, 1987

Please remember investments are spread across a number of different markets and currencies; therefore market changes and exchange rate movements play an ongoing part in fluctuating values. Past performance is not necessarily a guide to the future and when investing outside of pure cash deposits, the value of funds and any income produced from them can go down as well as up. In this respect, selling investments at an inopportune time may mean that you get back less than originally invested.

The latest audited Report and Accounts and Prospectuses for the Companies, which make up Barclays Wealth Funds Group, are available on request.

Please note that these investments have not been registered under the Securities Act of 1933 of the United States of America and are not available directly or indirectly to residents or citizens of the USA, its territories or possessions.

The funds offered by Barclays Wealth Funds are based in either Jersey or Luxembourg. None of the managed/packed products have been authorised in Hong Kong or continental Europe. Individual country authorisation of the investment funds is ongoing and customers should check the situation with regard to their own jurisdiction where necessary.

None of the Companies comprising the Barclays Wealth Funds group are authorised to conduct investment business in the UK and therefore the protections of the UK regulatory system (including access to the Financial Services Compensation Scheme) do not apply.

However, both Jersey and Luxembourg, in keeping with their status as major international investment centres, have long histories of ensuring that protection of investors is upheld albeit this is not a regulatory requirement.

Products and services on this site may not be available in certain jurisdiction. In particular, these products and services are not being offered in Japan or the United States or to US residents. For full details of exclusions and disclaimers please see the Important Information before proceeding. Each Barclays Wealth company reserves the right to make a final determination on whether or not you are eligible for any particular product or service.