Loans and overdrafts

To apply for a BarclayLoan or overdraft you must be 18 or over. Overdrafts are repayable on demand

As a responsible lender, we only want you to borrow what you can afford, and in a way that is best for you. When considering your application, your financial circumstances will be assessed before we make a decision to lend money. And remember, if you should run into any financial difficulties, please contact us as soon as you become aware of them.

Your Barclayloan can be protected to cover changes in your circumstances.

Written quotations for a Barclayloan and overdraft are available on request from your International Banking Centre.

Before you apply, always consider carefully what you can afford to repay. Remember, your ability to repay may be affected by other financial commitments, employment prospects and changes to your income. It is important that, at the time of application, you make us fully aware of any personal circumstances that may impact on your ability to repay any lending you are applying for.

Products and services on this site may not be available in certain jurisdiction. In particular, these products and services are not being offered in Japan or the United States or to US residents. For full details of exclusions and disclaimers please see the Important Information before proceeding. Each Barclays Wealth company reserves the right to make a final determination on whether or not you are eligible for any particular product or service.