Linked Savings

Linked Savings is an ingenious way to help you get more from your money. Using this product you can link up selected accounts, each individual account will earn interest at the rate that the total balance would earn. Compare this to the lower interest rates that individual accounts would earn without linking up and this becomes a great way to save.

You can link up to 250 different accounts, including those of your friends, family or associates who bank with us. Although the funds are kept in separate accounts, we pay interest based on the combined balance.

• Available in sterling
• Minimum combined deposit per individual is £10,000
• The higher the combined balance, the higher the overall interest rate
• Interest is calculated daily on the combined total balance
• Interest is paid quarterly to each member of the group either on a pro-rata basis or into a specific nominated account
• Each member has his or her own account and confidentiality is maintained
• Instant access to your funds with no charge

It’s an ideal option if you want to benefit from improved rates across your entire savings portfolio – and even those of your friends and family.

Linked Savings is also suitable for setting up capital and income structures for non UK citizens living and working in the UK.

How to apply

Call us on +44 (0)1624 684 316† or we can call you back.

Mandate conditions apply. These will be provided on application.

Please read this information about the European Savings Directive

Please note that members wishing to link their accounts together will all need to hold their accounts with Barclays Bank PLC, or all with Barclays Private Clients International Ltd.

† Lines are open 7am to 8pm weekdays and 8am to 5pm weekends and UK bank holidays local time. Call charges may vary. Please check with your local telecoms provider. Calls may be recorded for training and security purposes.

The products and services described on this page are provided by the following companies, which are part of Barclays Wealth: Barclays Bank PLC in London, Barclays Private Clients International (Gibraltar) Limited in Gibraltar and Barclays Private Clients International Limited in the Isle of Man, Jersey and Guernsey. For further Information on these companies and Barclays Wealth please read the Important Information.

Products and services on this site may not be available in certain jurisdiction. In particular, these products and services are not being offered in Japan or the United States or to US residents. For full details of exclusions and disclaimers please see the Important Information before proceeding. Each Barclays Wealth company reserves the right to make a final determination on whether or not you are eligible for any particular product or service.