Loans

Whether you’re looking to buy a new set of wheels, do some home improvements or consolidate your bills, you can take advantage of our range of secured and unsecured personal loans.

Personal Loans

Depending on your personal circumstances we may be able to offer you an unsecured Barclayloan with regular repayments.

Secured Loans

Barclays Personal Loan

A flexible loan that is secured on the other assets you hold with us. Choose from a range of terms and repayment options and we can even arrange certain loans in major foreign currencies. Security over your savings and investments will be required.

Releasing Equity

You can realise some of the value in your property in the UK and some other countries by borrowing against it. Releasing Equity is especially suitable when you borrow larger amounts because they offer longer terms at competitive mortgage rates of interest, therefore reducing your monthly payments. You'll find them suitable for purposes such as home improvements, buying a second home or consolidating existing debt. Security will be required against the property.

Unlocking liquidity

We have a range of tailored loan products that allow you to release liquidity from the long-term investments and savings that you hold with us. Borrowing against these assets rather than selling your investments or breaking fixed-term savings allows you to raise money without disturbing your longer-term investment plans. Security over your savings and investments will be required.

How to apply

For information on the rates and terms available contact us on +44 (0)1624 684 316†, contact your Relationship Manager or we can call you back.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

If your loan is denominated in a currency other than sterling CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.

All lending is subject to application and status.

Responsible Lending
As a responsible lender, we only want you to borrow what you can afford, and in a way that is best for you. When considering your application, your financial circumstances will be assessed before we make a decision to lend money. And remember, if you should run into any financial difficulties, please contact us as soon as you become aware of them.

Your Responsibilities
Before you apply, always consider carefully what you can afford to repay. Remember, your ability to repay may be affected by other financial commitments, employment prospects and changes to your income. It is important that, at the time of application, you make us fully aware of any personal circumstances that may impact on your ability to repay any lending you are applying for, particularly if your circumstances have adversely changed during the last 3 months (for example if there’s been a significant increase in your financial commitments, a decrease in your income or a change to your employment status). If your circumstances have adversely changed, then please contact us by calling us on +44 (0)1624 684 316†

† Lines are open 7am to 8pm weekdays and 8am to 5pm weekends and UK bank holidays local time. Call charges may vary. Please check with your local telecoms provider. Calls may be recorded for training and security purposes.

Products and services on this site may not be available in certain jurisdiction. In particular, these products and services are not being offered in Japan or the United States or to US residents. For full details of exclusions and disclaimers please see the Important Information before proceeding. Each Barclays Wealth company reserves the right to make a final determination on whether or not you are eligible for any particular product or service.