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Longer-term savings

For savers who want to grow their wealth by saving for the medium to long-term, from a period of months up to five years.

Treasury Deposits
If you are looking for a fixed rate of interest on your savings and you don't mind your money being tied up for a fixed period of at least 1 month, a Treasury Deposit may be a good option for you. Treasury Deposits are available in a choice of major currencies including sterling, US dollars and euros.

The rates of interest are based on the money markets and are determined by the deposit amount and the length of time you would like your deposit to be fixed for.

For terms of six months or more, the minimum deposit is £10,000. For amounts of £50,000 or more, shorter terms are available.

For information on the rates and terms available contact us on +44 (0)1624 684079† or if you are a Premier Client please contact your Relationship Manager.

Fiduciary Deposits
Whether you are looking for cash returns on longer-term savings or just to add cash to your portfolio, our Fiduciary Deposit Service is the savings solution for you.

Key Benefits include:

It is available for deposits of £250,000 or more. The minimum balance for US dollar or euro deposits is advised on application.

With this service we invest your money through Barclays Private Bank and Trust Ltd with a number of 'A' and 'AA' rated offshore banks and building societies. And because of our size, we can negotiate better rates and terms than you would normally have access to as an individual saver. You choose where you’d like to place your money and for how long. We can arrange anything from an instant access deposit through to fixed terms of six months or longer.

Depending on the type of deposit you choose, interest will be paid monthly, quarterly, annually or on maturity.

For information on the rates and terms available contact us on +44 (0)1624 684079† or if you are a Premier Client please contact your Relationship Manager.

Structured Deposits
If you would like the opportunity to earn higher returns than a regular savings account but have the peace of mind that your capital is secure, take a look at our range of structured deposits.

Structured deposits are long-term savings (usually for a term of 3 or 5 years). They are linked to the performance of an index (such as the FTSE 100*) or a commodity (such as gold). Structured Deposits can deliver potentially higher returns than normal savings accounts, but with the peace of mind that your original capital will be repaid at the end of the term.

Of course, no investment is completely risk free–.but with a structured deposit your risk is limited to the level of return you’ll receive – not your initial investment.

Sound interesting? If you would like to find out more about the structured deposits that are available NOW, please click on the relevant product name to find out more or alternatively why not give us a call on +44 (0) 1624 684079†:

Please note – most Structured Deposits do not permit access to your money until the end of the agreed term. You should not invest in this product unless you can tie up your money for the specified term, which typically is for 3 or 5 years.

*"FTSE®", "FT-SE®" and "Footsie®" are trade marks jointly owned by the London Stock Exchange Plc and The Financial Times Limited and are used by FTSE International Limited under licence.

"The FTSE is calculated by FTSE International Limited. FTSE International Limited does not sponsor, endorse or promote this product and is not in any way connected to it and does not accept any liability in relation to its issue, operation and trading".

† Lines are open 9am to 5pm (UK time) Monday - Friday. Calls may be recorded for security reasons and so that we may monitor the quality of our service. Call charges may vary. Please check with your local telecoms provider.