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Buying property in the UK

How do you buy a property in the United Kingdom if you don't live there? Our International Mortgage Service is designed to help UK expatriates, non-UK residents and nationals of other countries living temporarily in the UK do exactly that. Our International Mortgage Specialists will guide you step by step through the buying process. They will also assist you in choosing the mortgage product that is most suitable for your needs.

For more information please call our Specialist team on +44 (0)207 114 8804†.

UK residential and investment mortgages
Our extensive range of mortgages means we're sure to have one which will meet your needs. Whether you're investing, re-mortgaging or releasing equity from a UK property you have a choice of interest rates and repayment structures.

Offshore mortgages
We offer a more tax efficient way to purchase your UK home. If you have temporarily moved to the UK to live and work our offshore mortgage could save you up to 40% on your interest payments. It is specially designed for UK residents but non-domiciled clients. You could even use income from offshore savings and investments to pay the mortgage interest, saving you up to 40% on the interest payments.

Consider an offshore mortgage, whether you are purchasing a new home or looking to release equity from an existing property.

Find out more


Mortgages in other currencies
If you receive income in a currency other than Sterling, mortgages are also available in US dollars, euros and other major foreign currencies. These can help you avoid expensive currency conversion costs, as well as offer the convenience of having your mortgage in the same currency as your salary or income payments.

Living in the Isle of Man, the Channel Isles or Gibraltar?
If you live in one of these locations we can offer you a wide range of mortgages and expert advice to help you buy property in the UK, Dubai or in a number of European countries.

For more information please call our specialist teams:

Buying property outside of the UK
Whether you wish to buy that dream second home or investment property we can make arranging the mortgage almost as easy as it is inside the UK. When it comes to financing your purchase we can help; choose to release value from an existing property or investments, or take out a new mortgage in sterling, US dollars, euros and a range of other major foreign currencies.

We offer currently mortgages for properties in France, Italy, Spain, Portugal and Dubai, and our advisors are skilled at explaining the different buying options in these countries.

Help buying property
If you are considering buying a new home, an investment property or if you'd like to release value from your current property talk to us first. We offer an International Mortgage Service to help you step by step through the home buying process whether purchasing in the UK, Dubai or in a number of European countries. Our mortgage specialists are on hand to provide you with experienced and professional advice at every stage of the transaction.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

If your loan is denominated in a currency other than sterling CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.

Barclays will require a first charge over the property

All lending is subject to application and status.

Responsible Lending
As a responsible lender, we only want you to borrow what you can afford, and in a way that is best for you. When considering your application, your financial circumstances will be assessed before we make a decision to lend money. And remember, if you should run into any financial difficulties, please contact us as soon as you become aware of them.

Your Responsibilities
Before you apply, always consider carefully what you can afford to repay. – Remember, your ability to repay may be affected by other financial commitments, employment prospects and changes to your income. – It is important that, at the time of application, you make us fully aware of any personal circumstances that may impact on your ability to repay any lending you are applying for, particularly if your circumstances have adversely changed during the last 3 months (for example if there's been a significant increase in your financial commitments, a decrease in your income or a change to your employment status). If your circumstances have adversely changed, then please contact us by calling us on +44 (0) 1624 684079†

†Available between 8am and 6pm Monday to Friday, excluding UK bank holidays. Calls may be recorded for security reasons and so that we may monitor the quality of our service and for security purposes. Call costs may vary – please check with your local telecoms provider.

* Lines are open 9am to 5pm (UK time) Monday – Friday. Call charges may vary. Please check with your local telecoms provider.

** Lines are open 9am to 3.30pm (GMT+1) Monday – Thursday and 9am to 5pm on Fridays. Call charges may vary. Please check with your local telecoms provider.