Making a large purchase

If you have plans to splash out on a large purchase, such as a new car, a boat or some home improvements we offer a wide range of loan solutions to help. This could speed up your ability to purchase and may avoid you having to change your long term saving and investment plans.

Personal Loans
We have various personal loans to cater for your particular circumstances. For example, we offer Barclayloan, an unsecured fixed term loan with regular repayments, or Barclays Personal Loan a flexible loan that is secured on the other assets you hold with us. Choose from a range of terms, repayment options and loans in several major currencies.

Equity Release
We can help you realise some of the value in your property with an equity release loan, available against property in the UK and some other countries. Equity release loans work especially well for borrowing larger amounts because they offer longer terms at competitive mortgage rates of interest, therefore reducing your monthly payments. You'll find them suitable for purposes such as home improvements, buying a second home, or even consolidating expensive debts.

Unlock Your Investments
We have a range of tailored loan products that allow you to release liquidity from the long tem investments and savings that you hold with us. Borrowing against these assets rather than selling your investments or breaking fixed term savings allows you to raise money quickly without interrupting your longer term investment plans.

Marine Finance
However you want to take to the water – on a yacht, a powerboat or even on a barge - we can help you achieve this quickly and easily. Talk to the marine lending specialists within the Barclays Group, and they'll structure a competitively priced loan requiring no security, other than the boat or yacht itself.

For further information contact us on +44 (0)1624 684079*. Or if you are a Premier client please contact your Relationship Manager, who will be happy to help.

If your loan is denominated in a currency other than sterling CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.

All lending is subject to application and status.

Responsible Lending
As a responsible lender, we only want you to borrow what you can afford, and in a way that is best for you. When considering your application, your financial circumstances will be assessed before we make a decision to lend money. And remember, if you should run into any financial difficulties, please contact us as soon as you become aware of them.

Your Responsibilities
Before you apply, always consider carefully what you can afford to repay. – Remember, your ability to repay may be affected by other financial commitments, employment prospects and changes to your income. – It is important that, at the time of application, you make us fully aware of any personal circumstances that may impact on your ability to repay any lending you are applying for, particularly if your circumstances have adversely changed during the last 3 months (for example if there’s been a significant increase in your financial commitments, a decrease in your income or a change to your employment status). If your circumstances have adversely changed, then please contact us by calling us on +44 (0) 1624 684079*.

*Lines are open 9am to 5pm (UK time) Monday – Friday. Calls may be recorded for security reasons and so that we may monitor the quality of our service. Call charges may vary. Please check with your local telecoms provider.