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Key performance indicators
UK credit cards
£8.4bn
Average outstanding balances in 2007
£9.4bn
Average outstanding balances in 2006
£6.9bn
Average extended credit balances in 2007
£8.0bn
Average extended credit balances in 2006
International credit cards
8.8 million
International cards in issue in 2007
6.4 million
International cards in issue in 2006
£3.9bn
Average outstanding balances in 2007
£2.9bn
Average outstanding balances in 2006
£3.3bn
Average extended credit balances in 2007
£2.5bn
Average extended credit balances in 2006. As our international cards business has grown so has our total lending on cards
Barclaycard secured lending
£4.3bn
Average outstanding
loans in 2007
£3.4bn
Average outstanding
loans in 2006
Retail impairment charges on loans and advances fell 11% (£204m) to £1,605m (2006: £1,809m).
Barclaycard impairment charges improved 21% (£229m) to £838m (2006: £1,067m) reflecting reduced flows into delinquency, lower levels of arrears and lower charge-offs in UK cards.
Impairment charges in UK Retail Banking decreased by £76m (12%) to £559m (2006: £635m).
Our specialist UK business support team helps businesses in financial difficulties get back on track:
| Businesses supported | Success rate | |
|---|---|---|
| 2007 | 568 | 82% |
| 2006 | 400 | 80% |
Mortgages
